Homeowner Insurance

We offer homeowners insurance for owner-occupied homes and condominiums. Tenant insurance is available to prospective insureds renting an apartment or condominium.

We offer many discount programs to keep your costs under control.

An Elite program is available for high value homes, ($400,000 and up). This program offers additional coverage and services. For homes under $400,000 the preferred and standard programs are are available.

Package discounts are available when you insure both your home and auto with the same insurance company. New home discounts are applied for homes that are less than 20 years old.

Loyalty credits reduce your premium upon successive renewals. Other programs offer loss free credits. We use state of the art cost estimators to determine the replacement cost of your home.

Additional coverages for your valuable possessions such as jewelry and furs, that have limitations on your homeowner’s policy, are available. Today identity farud is a growing concern

Our agency also offers personal umbrella policies to provide additional liability protection for your auto and home.

Today identity fraud us a growing concern. Coverage for this can be added to your homeowner’s policy for a minimal charge.